We regularly collect, maintain and use information about you in order to process transactions, provide a variety of account services, and make available financial services to meet your business needs.
 

To help you better understand how your personal information is protected at DCD Capital LLC, we are providing you with the following statement describing our practices and policies with respect to the privacy of customer information.
 

Information We Collect
 

We collect, retain and use nonpublic personal information about you as allowed by law, to provide you with various products and services. We may collect nonpublic personal information from sources such as:
 

A. Information submitted by you to us on applications, signature cards and other forms;

B. Transactions you conduct with us, our affiliates, or others; and

C. Consumer reporting agencies.
 

Information We Share and With Whom It is Shared
 

We may share nonpublic personal information about you with our affiliates and other nonaffiliated third parties, under certain circumstances, to process transactions and provide account services. Any sharing of nonpublic personal information we do is conducted in strict adherence to applicable law. We do not share any nonpublic personal information about our customers, or former customers, with anyone, except as permitted by law.
 

The information we may share to process transactions, provide account services, and make various financial products and services available to you includes:
 

A. Information we receive from you on applications or other forms, such as your name, address, social security number, assets, employment information and income;

B. Information about your transactions with us, our affiliates or others, such as your account balance, payment history and parties to transactions; and

C. Information we receive from consumer reporting agencies, such as information regarding your creditworthiness and credit history
 

Service Providers/Joint Marketing Partners
 

In order to provide our customers with products or services that we believe may meet your financial needs, we may provide limited nonpublic personal information (described under the Information We Share and With Whom It Is Shared section of this statement) about you to nonaffiliated third parties that perform services on our behalf, or to other financial institutions in order to offer jointly endorsed financial products or services.
 

How We Protect Your Information
 

We understand that the protection of your nonpublic personal information is of the utmost importance. Guarding your privacy is not new to us; it is our obligation. In order to protect your privacy, we maintain physical, electronic and procedural safeguards that meet or exceed industry standards. We limit employee access to customer information to those who have a business reason to know such information, and we educate our employees about the importance of confidentiality and customer privacy.
 

Changes To This Policy
 

DCD Capital LLC reserves the right to make changes to this policy when and if there is a need. If you have any questions regarding our privacy policies, please contact us at 1-212-849-9200, or click on “Contact Us” to e-mail us directly. Thank you for allowing us to help satisfy your financial needs.
 

Domain Names and Cookies
 

When you review pages at our web site, our web servers automatically recognize your browser's domain name and IP address. We collect this information solely for statistical purposes and to determine visitor access to individual areas of our site. We do not use this information to identify individuals, nor do we share this information with third parties. Our web servers use "cookies" to collect this information. "Cookies" are files that are transferred from a web site to your computers hard drive. Our "cookies" do not retrieve data from your hard drive, do not carry computer viruses and do not capture your e-mail address. Most browsers will allow you to disable "cookies" or warn you before accepting one. If you decide not to accept "cookies," certain areas of our web site may not be accessible to you. At DCD Capital LLC we use "cookies" to improve the level of service to visitors of our web site. As an example, a "cookie" can be stored on your hard drive enabling you, on subsequent visits, to skip the registration process on parts of the site that require it.